CreditMantra Marketing and Consulting Private Limited (the 'Company') has established a comprehensive Intellectual Property Policy and Intellectual Property Management guidelines (collectively referred to as the 'IP Policy' hereinafter) to ensure clarity on all intellectual property rights (IPR) matters. This policy addresses key areas such as ownership, rights and obligations of both employees and the Company, the rights and obligations of customers and the Company, disclosure of work or inventions, protection of confidential information, and the liabilities in cases of IP misappropriation or IP-related disputes.

Intellectual property (IP) is one of the Company’s most valuable assets. The Company relies on various forms of IP, such as trademarks, patents, copyrights, trade secrets, domain names, and design rights, to maintain its competitive edge in the market. IP plays a crucial role in helping the Company remain competitive, securing its ability to fund future innovations, and supporting the growth and sustainability of each employee's role.

CreditMantra follows a consistent approach to identifying its intangible assets, prioritizing them based on business plans, and taking necessary steps to register, exploit, and protect these assets to maximize the benefits in terms of revenue, reputation, and market share. The Company’s IP Policy ensures effective management and protection of its IP internally, as well as in collaboration with business partners.

In addition to safeguarding its own IP, the Company is committed to respecting the intellectual property rights of others while developing products, offering services, running its operations, and working with external partners.

For the purpose of this policy, the term 'Company' includes its subsidiaries and affiliates.